Excellent Credit Credit Cards
You must have excellent credit to apply for these credit card offers. Don't worry. If your credit is good, or fair, or even poor, you can still find many great credit card offers here.
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
- Easy online Account options that put you in control *
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site*
- No annual fee*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- Your rewards options are endless*
- No annual fee and the flexibility to pay over time.*
- Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.*
- Identity theft recovery and absolute fraud protection.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Bank of America |
American Express* |
0.00%* |
12 months* |
9.90%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- 8,000 Points awarded after 1st purchase*
- 2 points for every $1 on net retail purchases*
- No Annual Fee*
- Earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion and MainStay Suites*
- Total Security Protection*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Bank of America |
Visa* |
1.90%* |
6 months* |
9.99%* |
$0.00* |
Yes* |
0.00%* |
N/A* |
- 2.99% Fixed APR for Life on balances transferred with your application*
- Choice of 6% Cash Back or Travel Rewards*
- No Annual Fee and No Limit on Earnings*
- 0$ Fraud Liability*
- Personalized card - your company name on the top of the card*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Advanta Bank Corp. |
MasterCard* |
0.00%* |
N/A* |
8.24%* |
$0.00* |
Yes* |
2.99%* |
with application* |
- No Annual Fee*
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.*
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.*
- 0% APR on purchases for up to 15 months*
- Membership Rewards Express program*
- Express Approval. Get a decision in less than 60 seconds.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
0.00%* |
15 months* |
10.99%* |
$0.00* |
Yes* |
4.99%* |
submit with application* |
- Up to 5% Cash Back with Unlimited Cash Rewards*
- Earn unlimited cash back*
- Low balance transfer rate — 4.99% fixed APR for the life of the balance*
- No Annual Fee*
- "Best Cash-Rebate Card", by Kiplingers Personal Finance*
- 0% Intro APR for 6 months on purchases*
- Express Approval. Get a decision in less than 60 seconds.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
4.99%* |
Submit with application* |
- No pre-set spending limit*
- No annual fee for the first year - $95 Thereafter*
- Earn 5,000 Membership Rewards bonus points after your first purchase with the card - redeemable for a $50 gift card!*
- The Membership Rewards program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs*
- Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.*
- Many other travel and shopping benefits*
- Express Approval. Get a decision in less than 60 seconds.*
- No pre-set spending limit*
- No annual fee for the first year - $125 Thereafter*
- The Membership Rewards program - Earn 1 Membership Rewards point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.*
- Earn 10,000 Membership Rewards bonus points after first purchase with the card - redeemable for a $100 giftcard!*
- Global Assist Plus Hotline and many more benefits included.*
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.*
- Express Approval. Get a decision in less than 60 seconds.*
- Up to 1% Cashback Bonus(R) on all other purchases automatically *
- Easy online Account options that put you in control *
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
- No annual fee*
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- No Annual Fee*
- 2.90% Intro APR*
- Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night*
- Earn 15,000 bonus points after you spend $5,000 in 5 months - that's in addition to the 15,000 points you would earn for your Card spending*
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more*
- Get 3 HHonors bonus points for each eligible dollar you spend everywhere else*
- Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)*
- Express Approval. Get a decision in less than 60 seconds*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
2.90%* |
6 months* |
15.99%* |
$0.00* |
Yes* |
2.90%* |
6 months* |
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If you have excellent credit, pay on time and never miss a payment, carry positive bank balances, and pay your bills on time, and do this for a while, you will develop better and better credit. If your credit isn't excellent, there are still great credit card offers here for people with Good, Fair, or Poor Credit.
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