Poor Credit Credit Cards
If you have Poor or Bad Credit, you must have some cash on hand to apply for many of these debit and credit card offers. Don't worry. It doesn't take much. And even if your credit is very bad, most of these offers help you rebuild your credit, which is very good.
- No Credit Checks*
- No Monthly or Annual Fees*
- Make bill paying easier with our Click-N-Pay service*
- Deposit your paycheck for free!*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
MetaBank |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- No monthly fees. Great or occasional use.*
- Use anywhere Visa debit cards are accepted, even online*
- Get cash at ATMs worldwide*
- No bank account or credit check necessary*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Reports to ALL 3 BUREAUS*
- Get CASH AT OVER 740,000 ATMs*
- Emergency CASH TRANSFERS*
- Auto RENTAL INSURANCE*
- $100,000 TRAVEL ACCIDENT INSURANCE*
- Special HIGH INTRODUCTORY SAVINGS RATE*
- No credit check*
- Extended warranty protection*
- Approved REAGRDLESS OF CREDIT HISTORY*
- Total Credit limit UP TO $10,000*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
New Millennium Bank |
MasterCard* |
0.00%* |
N/A* |
19.50%* |
$59.00* |
No* |
N/A* |
N/A* |
- No credit checks*
- No turndowns*
- No annual fees*
- No security deposit*
- No employment required*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
Monterey County Bank |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- 100% Approval - anyone can request a card.*
- Extra cards - give extra cards to family members.*
- Reloadable - load cash online or at retailers nationwide. *
- No upfront costs - no minimum balance requirements.*
- No credit checks - no credit or bad credit is okay*
- Free account alerts - email or text messages on account activity.*
- Free direct deposit - make payday faster and safer.*
- Online bill payments - pay bills to anyone at any time online.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
netSpend |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- 100% approval with no credit check*
- FREE unlimited purchase transactions*
- FREE Direct Deposit - no more check cashing fees*
- FREE Account Alerts - email and/or SMS text messages*
- Pay any bill: rent, cellular phone, insurance, utilities, etc.*
- Load cash at over 100,000 participating retail locations*
- Take Control - no late fees, no interest fees, no NSF fees*
- NO maintenance Fees! No Annual, Monthly, Weekly or Activation Fee with Direct Deposit*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Bill payment service available *
- Innovative budgeting tools included*
- Instant positive credit reporting*
- Card account updates via text message *
- Use direct deposit and save*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
MetaBank |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- The Allow Card prepaid MasterCard was designed for teens, so they can use their allowance to make purchases at school, area malls, and local businesses.*
- You set the spending limits while still giving your teen the power to manage their money.*
- You won't have to worry about overdraft fees, interest rates, or late fees.*
- The Allow Card is a part of an innovative program that uses interactive, online tools to teach fiscal responsibility to your teen.*
- Accepted anywhere MasterCard debit cards are accepted*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
First Bank & Trust |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- No monthly payments.*
- No bank account required.*
- 100% approval.*
- No overdraft fees.*
- No bounced checks.*
- No minimum balance.*
- Order your card in 60 seconds!*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
netSpend |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Instant Guaranteed Approval - no credit check, no security deposit*
- $0 ACTIVATION FEE - when you load your card by direct deposit*
- Free Direct Deposit - no more check cashing fees*
- Free Online Check Writing - no need for expensive money orders*
- Free Credit Builder - bill pay transactions are reported to PRBC*
- No Overdraft Fees - no minimum balance required*
- Reloadable - $10,000 balance limit*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
Palm Desert National Bank |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
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If you have bad credit, but pay on time from now on and never miss a payment, if you carry positive bank balances, and always pay your bills on time, and do this for a while, your credit will become better and better. If you have poor credit or even bad credit, there are still great credit card offers here for you. Try a Prepaid MasterCard to help repair your credit.
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