Poor Credit Credit Cards
If you have Poor or Bad Credit, you must have some cash on hand to apply for many of these debit and credit card offers. Don't worry. It doesn't take much. And even if your credit is very bad, most of these offers help you rebuild your credit, which is very good.
- Instant Guaranteed Approval - no credit check, no security deposit*
- $0 ACTIVATION FEE - when you load your card by direct deposit*
- Free Direct Deposit - no more check cashing fees*
- Free Online Check Writing - no need for expensive money orders*
- Free Credit Builder - bill pay transactions are reported to PRBC*
- No Overdraft Fees - no minimum balance required*
- Reloadable - $10,000 balance limit*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
MetaBank |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Rebuild your credit with a Eufora Pre-Paid MasterCard*
- Credit Bureau Reporting*
- Load funds online*
- Zero Liability*
- Global Customer Assistance*
- Auto Sweepstakes Entry*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$59.95* |
No* |
N/A* |
N/A* |
- No Upfront Payment*
- Overdraft Safety Program*
- Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads*
- Integrated Bill Pay Service*
- Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Build or Rebuild Credit*
- Guaranteed Approval*
- Credit Bureau Reporting*
- $5,000 Maximum Value*
- Cash Rewards Program*
- Eufora Prepaid MasterCard Benefits*
- Low Monthly Payments*
- Credit Builder Gives You the Chance to Help Build Your Credit Score*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$29.95* |
No* |
N/A* |
N/A* |
- Use your card anywhere MasterCard debit cards are accepted*
- No credit checks, employment verification or ChexSystems checks.*
- Convenient options for adding cash*
- Receive 1% cash back on every dollar you spend*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Short Easy Application*
- Get cash at ATMs worldwide*
- No credit check*
- No bank account required*
- Reload with cash at any of over 48,000 Western Union Agent locations in the U.S.A.*
- Directly Deposit your paycheck to your card*
- Receive text message to your mobile device after every purcha*
- Shop wherever MasterCard debit cards are accepted, even online.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
BANKFIRST |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- No credit check or income verification required*
- No Chexsystem check*
- No minimum balance required!*
- Phone and On-line account access*
- Shop and pay bills on-line!*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
New Millennium Bank |
MasterCard* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Flexibility of scheduling allowances weekly or monthly*
- Funds loaded are FDIC insured*
- Safer than cash with Visa's Zero Liability Policy if card is lost or stolen*
- Instant funding online or by phone. Perfect for emergencies when your child is away from home*
- No need to give your child your credit card details for online purchases*
- Your teen learns how to track spending and budget funds*
- Direct Deposit allows your teen to get paid by employers*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
MetaBank |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Free direct deposit*
- Zero overdraft fees*
- Free bill pay with direct deposit*
- Track your spending*
- No credit or ChexSystems check*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
MetaBank |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
- Manage your RushCard online or by telephone for free*
- Much safer than cash*
- Add money via Payroll Direct Deposit, Check/Money Order, Tax Refund, or at a Retail Location, all for free*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Poor Credit* |
M&T Bank |
Visa* |
0.00%* |
N/A* |
0.00%* |
$0.00* |
No* |
N/A* |
N/A* |
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If you have bad credit, but pay on time from now on and never miss a payment, if you carry positive bank balances, and always pay your bills on time, and do this for a while, your credit will become better and better. If you have poor credit or even bad credit, there are still great credit card offers here for you. Try a Prepaid MasterCard to help repair your credit.
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