Low Interest Rates Credit Cards

Low Interest Credit Cards are for people with excellent credit. They are usually platinum or special edition credit cards and provide excellent service.

Chase Perfect Card
Chase Perfect Card
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  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days*
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days*
  • 1% rebates on ALL other purchases made anywhere else*
  • 0% Intro APR for up to 6 months*
  • No Annual Fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Chase MasterCard* 0.00%* 6 months* 11.99%* $0.00* Yes* 0.00%* 6 months*
Flexible Rewards Platinum Visa Card
Flexible Rewards Platinum Visa Card
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  • Receive one point for every dollar that you spend on your card*
  • 0% APR on purchases and balance tranfers for up to 6 months*
  • Enjoy great rewards that you can redem with as few as 2,500 points*
  • No Annual Fee*
  • Earn airline tickets, hotel stays or car rentals*
  • Redeem 3,500 points and receive a $25 check*
  • Get free stuff from your favorite stores and restaurants*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Chase Visa* 0.00%* 6 months* 9.99%* $0.00* Yes* 0.00%* 6 months*
Chase Free Cash Rewards Visa Card
The Chase Free Cash Rewards Visa Card
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  • 1 point for every eligible dollar in purchases*
  • 1,000 Bonus Points after your first purchase*
  • Intro 0% Fixed APR for up to 6 months*
  • No Annual Fee*
  • Get your rewards with as few as 2,500 points*
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Chase Visa* 0.00%* 6 months* 11.99%* $0.00* Yes* 0.00%* 6 months*
Bank of America WorldPoints Platinum Plus Visa Credit Card
Bank of America WorldPoints Platinum Plus Visa Credit Card
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  • No Annual Fee.*
  • Absolute fraud protection against unauthorized use, online and offline.*
  • Online access and 24-hour service*
  • Access to the MyConcierge service, a unique personal assistance service*
  • Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Bank of America Visa* 0.00%* N/A* 15.99%* $0.00* Yes* 0.00%* 12*
Bank of America Cash Rewards Platinum Plus MasterCard Credit Card
Bank of America Cash Rewards Platinum Plus MasterCard Credit Card
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  • Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)*
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back - with no limit to how much cash back you can earn.*
  • No Annual Fee.*
  • Absolute fraud protection against unauthorized use, online and offline.*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Bank of America MasterCard* 0.00%* N/A* 15.99%* $0.00* Yes* 0.00%* 12*
Clear from American Express Card
Clear from American Express Card
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  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $25,000*
  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees*
  • Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.*
  • World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.*
  • Express Approval. Get a decision in less than 60 seconds.*
  • No annual fee and 0% intro APR for up to 12 months*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* American Express American Express* 0.00%* 12 months* 11.99%* $0.00* Yes* 5.99%* submit with application*
WorldPoints Platinum Plus MasterCard
Bank of America® WorldPoints® Platinum Plus® MasterCard®
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  • Earn 1 point for every $1 in net retail purchases*
  • No annual fee*
  • Absolute fraud protection*
  • Online access and 24-hour service*
  • Access to the MyConciergeSM service, a unique personal assistance service*
  • Introductory 0% Annual Percentage Rate (APR) for Cash Advance *
  • Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Bank of America MasterCard* 0.00%* 12 months* 15.99%* $0.00* Yes* 0.00%* 12 months*
IBERIABANK Visa Classic
IBERIABANK Visa Classic
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  • Variable rates as low as Prime - 1%*
  • No annual membership fee*
  • 0% Introductory APR on balance tranfers for your first 6 billing cycles*
  • 25 Day grace period*
  • Online access to credit card information*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* IBERIABANK Visa* 0.00%* N/A* 6.25%* $0.00* Yes* 0.00%* 6 months*
Bank of America Platinum Plus Visa Card
Bank of America Platinum Plus Visa Card
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  • No annual fee*
  • 0% Introductory APR on purchases and balance transfers and cash advance checks for your first 6 billing cycles*
  • No fees on balance transfers*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Bank of America Visa* 0.00%* 6 months* 12.99%* $0.00* Yes* 0.00%* 6 months*
Efectiva Platinum Plus Visa
Efectiva Platinum Plus Visa
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  • Earn 1 point for every $100 in net monthly purchases*
  • Every point earned is $1 back to you (up to $600 annually on monthly purchases and balance transfers)*
  • Earn 5 bonus points with your first purchase*
  • Earn 5 points for every $2,500 in net monthly balance transfers from non-Bank of America accounts*
  • Rewards start at just 25 points (points are redeemed in increments of 25 with no annual cap on point redemption)*
  • 25 points equal $25 cash back in the form of a check sent to you or a $25 credit to your Bank of America checking or savings account*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Bank of America Visa* 0.00%* 6 months* 14.24%* $0.00* Yes* 0.00%* 6 months*
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Low Interest Credit Cards, for people with excellent credit, provide great service and rewards programs. If you have excellent credit you can use many of these credit card accounts to carry higher balances at lower cost by doing a credit card balance transfer from your high balance high interest rate accounts. When you apply for a credit card, ask about any 0 apr credit cards for balance transfers.

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*See the online Low Interest Rates credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on card issuer's web site.