Instant Approval Credit Cards
Instant Approval Credit Cards give you a decision instantly when you fill out your online credit card application. The credit card offer you receive depends on your credit score.
- Earn 1 point for every dollar you spend*
- No blackout dates, no travel restrictions*
- World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection*
- Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.*
- Earn points on everything you buy with the Card.*
- No annual fee and 0% intro APR for 6 months*
- Travel anytime: No blackout dates or restrictions*
- Express Approval. Get a decision in less than 60 seconds.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
American Express |
American Express* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
4.99%* |
submit with application* |
- No Annual Fee*
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.*
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.*
- 0% APR on purchases for up to 15 months*
- Membership Rewards Express program*
- Express Approval. Get a decision in less than 60 seconds.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
0.00%* |
15 months* |
10.99%* |
$0.00* |
Yes* |
4.99%* |
submit with application* |
- Up to 5% Cash Back with Unlimited Cash Rewards*
- Earn unlimited cash back*
- Low balance transfer rate — 4.99% fixed APR for the life of the balance*
- No Annual Fee*
- "Best Cash-Rebate Card", by Kiplingers Personal Finance*
- 0% Intro APR for 6 months on purchases*
- Express Approval. Get a decision in less than 60 seconds.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
4.99%* |
Submit with application* |
- No pre-set spending limit*
- No annual fee for the first year - $95 Thereafter*
- Earn 5,000 Membership Rewards bonus points after your first purchase with the card - redeemable for a $50 gift card!*
- The Membership Rewards program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs*
- Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.*
- Many other travel and shopping benefits*
- Express Approval. Get a decision in less than 60 seconds.*
- No pre-set spending limit*
- No annual fee for the first year - $125 Thereafter*
- The Membership Rewards program - Earn 1 Membership Rewards point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.*
- Earn 10,000 Membership Rewards bonus points after first purchase with the card - redeemable for a $100 giftcard!*
- Global Assist Plus Hotline and many more benefits included.*
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.*
- Express Approval. Get a decision in less than 60 seconds.*
- 3.99% interest rate on balance tranfers for the first 6 months of Card membership*
- Front of the Line preferential access*
- You'll get a response to your application in 60 seconds!*
- Earn 1 AIR MILES reward mile for every $20 you spend on your card*
- You'll earn 100 BONUS reward miles the first time you uses your Card*
- No annual fee*
- Buying power up to $75,000*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
American Express |
American Express* |
0.00%* |
N/A* |
18.50%* |
$0.00* |
Yes* |
3.99%* |
6 months* |
- Up to 1% Cashback Bonus(R) on all other purchases automatically *
- Easy online Account options that put you in control *
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
- No annual fee*
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- No Annual Fee*
- 2.90% Intro APR*
- Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night*
- Earn 15,000 bonus points after you spend $5,000 in 5 months - that's in addition to the 15,000 points you would earn for your Card spending*
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more*
- Get 3 HHonors bonus points for each eligible dollar you spend everywhere else*
- Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)*
- Express Approval. Get a decision in less than 60 seconds*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
2.90%* |
6 months* |
15.99%* |
$0.00* |
Yes* |
2.90%* |
6 months* |
- No Annual Fee*
- $0 fraud liability guarantee*
- Full 5% Cashback Bonus on gas and auto maintenance purchases*
- Easy online account management options*
- Up to 1% Cashback Bonus on all other purchases*
- 0% Intro APR on purchases for 6 months*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
16.99%* |
$0.00* |
No* |
N/A* |
N/A* |
- Easy online account management options*
- Build your credit*
- 0$ fraud liability guarantee*
- Unlimited cash rewards*
- Timely e-mail reminders to help you avoid fees*
- Pay your bill online*
- No Annual Fee*
- 5% Cashback Bonus in popular categories that change four times a year like travel, department stores, home improvement stores, clothing stores, restaurants and movies*
- Up to 1% Cashback Bonus on all other purchases autpmatically*
- Advanced fraud early warning alerts*
- 0% Intro APR on Purchases for 6 Months*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
16.99%* |
$0.00* |
No* |
N/A* |
N/A* |
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Instant Approval Credit Cards give you a decision right away when you apply online for a credit card. Fill out your online credit card application and wait a few moments and your credit card offer will appear. Whether you are looking for a 0 APR credit card for balance transfers, or a bad credit credit card to help you rebuild your credit, instant approval credit cards let you know immediately if you qualify for a great credit card offer.
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