Poor to Bad Credit Credit Cards

Bad Credit Credit Cards are for card applicants with Bad Credit. Many of these cards help you rebuild your credit.

  • Instant Guaranteed Approval - no credit check, no security deposit*
  • $0 ACTIVATION FEE - when you load your card by direct deposit*
  • Free Direct Deposit - no more check cashing fees*
  • Free Online Check Writing - no need for expensive money orders*
  • Free Credit Builder - bill pay transactions are reported to PRBC*
  • No Overdraft Fees - no minimum balance required*
  • Reloadable - $10,000 balance limit*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* MetaBank MasterCard* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • Rebuild your credit with a Eufora Pre-Paid MasterCard*
  • Credit Bureau Reporting*
  • Load funds online*
  • Zero Liability*
  • Global Customer Assistance*
  • Auto Sweepstakes Entry*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* BANKFIRST MasterCard* 0.00%* N/A* 0.00%* $59.95* No* N/A* N/A*
  • No Upfront Payment*
  • Overdraft Safety Program*
  • Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads*
  • Integrated Bill Pay Service*
  • Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* BANKFIRST Visa* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • Build or Rebuild Credit*
  • Guaranteed Approval*
  • Credit Bureau Reporting*
  • $5,000 Maximum Value*
  • Cash Rewards Program*
  • Eufora Prepaid MasterCard Benefits*
  • Low Monthly Payments*
  • Credit Builder Gives You the Chance to Help Build Your Credit Score*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* BANKFIRST MasterCard* 0.00%* N/A* 0.00%* $29.95* No* N/A* N/A*
  • Use your card anywhere MasterCard debit cards are accepted*
  • No credit checks, employment verification or ChexSystems checks.*
  • Convenient options for adding cash*
  • Receive 1% cash back on every dollar you spend*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* BANKFIRST MasterCard* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • Short Easy Application*
  • Get cash at ATMs worldwide*
  • No credit check*
  • No bank account required*
  • Reload with cash at any of over 48,000 Western Union Agent locations in the U.S.A.*
  • Directly Deposit your paycheck to your card*
  • Receive text message to your mobile device after every purcha*
  • Shop wherever MasterCard debit cards are accepted, even online.*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* BANKFIRST MasterCard* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • No credit check or income verification required*
  • No Chexsystem check*
  • No minimum balance required!*
  • Phone and On-line account access*
  • Shop and pay bills on-line!*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* New Millennium Bank MasterCard* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • Manage your RushCard online or by telephone for free*
  • Much safer than cash*
  • Add money via Payroll Direct Deposit, Check/Money Order, Tax Refund, or at a Retail Location, all for free*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* M&T Bank Visa* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • No Credit Checks*
  • No Monthly or Annual Fees*
  • Make bill paying easier with our Click-N-Pay service*
  • Deposit your paycheck for free!*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* MetaBank MasterCard* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
  • No monthly fees. Great or occasional use.*
  • Use anywhere Visa debit cards are accepted, even online*
  • Get cash at ATMs worldwide*
  • No bank account or credit check necessary*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Poor Credit* BANKFIRST Visa* 0.00%* N/A* 0.00%* $0.00* No* N/A* N/A*
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Bad Credit Credit Cards for applicants with Bad Credit can help people rebuild their credit over time. Some programs require people with poor credit histories to make a small deposit in order to get started. Some cards are prepaid. All of them report good payment histories to the credit bureaus which helps to rebuild credit.

*See the online Poor to Bad Credit credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on card issuer's web site.