Cash Back Rewards Credit Cards
Cash Back Rewards Cards give you cash back on your purchases. To qualify you should have fair to good credit at least.
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
- Easy online Account options that put you in control *
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site*
- No annual fee*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
- Up to 1% unlimited Cashback Bonus on all other purchases*
- 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more*
- Easy online Account management tools*
- Easy online Account options that put you in control *
- No Annual Fee*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- No Pre-Set Spending Limit.*
- No annual fee for the first year - A $35 savings*
- Never pay interest on new purchses*
- Get $50 after your first purchase.*
- Express Approval. Get a decision in less than 60 seconds.*
- Earn a comptitive Annual Percentage Yield (APY), currently 4.50%.*
- The Savings Accelerator Plan contributes 3.5% of eligible purchases into an FDIC insured High Yield Savings Account in your name.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
American Express |
American Express* |
0.00%* |
N/A* |
12.49%* |
$35.00* |
Yes* |
0.00%* |
N/A* |
- Up to 5% Cash Back with Unlimited Cash Rewards*
- Earn unlimited cash back*
- Low balance transfer rate — 4.99% fixed APR for the life of the balance*
- No Annual Fee*
- "Best Cash-Rebate Card", by Kiplingers Personal Finance*
- 0% Intro APR for 6 months on purchases*
- Express Approval. Get a decision in less than 60 seconds.*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
4.99%* |
Submit with application* |
- No Annual Fee*
- 2.90% Intro APR*
- Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night*
- Earn 15,000 bonus points after you spend $5,000 in 5 months - that's in addition to the 15,000 points you would earn for your Card spending*
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more*
- Get 3 HHonors bonus points for each eligible dollar you spend everywhere else*
- Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)*
- Express Approval. Get a decision in less than 60 seconds*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
2.90%* |
6 months* |
15.99%* |
$0.00* |
Yes* |
2.90%* |
6 months* |
- No Annual Fee*
- 0% Intro APR on purchases and balance tranfers for the first 6 months*
- Travel With No Restrictions - Book any travel through any airline, travel agent, or online travel site with no blackout dates or advanced bookings*
- Earn Miles Faster - Double Miles on your first $3,000 in travel and restaurant purchases each year and 1 Mile for every $1 on all your other personal and business purchases*
- Redeem Faster With More Options - Choose a travel credit to your account starting at just 5,000 Miles, gift cards from 80 brand-name Partners starting at just 1,000 Miles*
- 12,000 Bonus Miles*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
6 months* |
- Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries*
- Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines*
- Earn one Starpoint for every dollar you spend and double Starpoints at participating Starwood properties and retail partners*
- Earn 10,000 Starpoints with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel*
- Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards- voted on by frequent travelers*
- No annual fee for the first year and $45 thereafter*
- Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months*
- Express Approval. Get a decision in less than 60 seconds*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
American Express |
American Express* |
2.90%* |
6 months* |
15.99%* |
$45.00* |
Yes* |
2.90%* |
6 months* |
- 0% Intro APR*
- 5% to 20% Cashback Bonus(R) at top retailers through our exclusive online shopping site*
- No annual fee*
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
- Easy online account management tools*
- Up to 1% unlimited Cashback Bonus(R) on all other purchases*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
- 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
- 5% to 20% at top retailers through our exclusive online shopping site*
- Up to 1% unlimited Cashback Bonus on all other purchases*
- Easy online account management tools*
- No annual fee*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Excellent Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
10.99%* |
$0.00* |
Yes* |
0.00%* |
12 months* |
- No Annual Fee*
- $0 fraud liability guarantee*
- Full 5% Cashback Bonus on gas and auto maintenance purchases*
- Easy online account management options*
- Up to 1% Cashback Bonus on all other purchases*
- 0% Intro APR on purchases for 6 months*
| Credit Needed |
Issuing Bank |
Type |
Intro Apr |
Intro Period |
Regular Apr |
Annual Fee |
Balance Transfers |
Balance Transfer Apr |
Balance Transfer Intro Period |
| Good Credit* |
Discover |
Discover* |
0.00%* |
6 months* |
16.99%* |
$0.00* |
No* |
N/A* |
N/A* |
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Cash Back Rewards Cards are great for people who like cash back rewards on their purchases. Many of these credit cards have other additional rewards and discount programs. These cards are usually for people with fair credit, or good credit or great credit and your interest rate on purchases may vary depending on your credit score.
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