Balance Transfers Credit Cards

Balance Transfer Credit Cards allow you to transfer balances from other credit cards. If you have good credit or excellent credit you can sometimes find 0 APR on balance tranfers.

IN NYC Card from American Express
IN:NYC Card from American Express
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  • Points have no expiration date and you can redeem points for rewards in New York.*
  • No Annual Fee*
  • 0% APR for 6 months on purchases*
  • Earn one INSIDE Reward point for virtually every eligible dollar you spend in New York City.*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* American Express American Express* 0.00%* 6 months* 9.99%* $0.00* Yes* 0.00%* 3 months*
Starwood Preferred Guest Credit Card
Starwood Preferred Guest Credit Card
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  • Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries*
  • Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines*
  • Earn one Starpoint for every dollar you spend and double Starpoints at participating Starwood properties and retail partners*
  • Earn 10,000 Starpoints with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel*
  • Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards- voted on by frequent travelers*
  • No annual fee for the first year and $45 thereafter*
  • Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months*
  • Express Approval. Get a decision in less than 60 seconds*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* American Express American Express* 2.90%* 6 months* 15.99%* $45.00* Yes* 2.90%* 6 months*
Discover(R) More (SM) Card
Discover More Card
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  • 0% Intro APR*
  • 5% to 20% Cashback Bonus(R) at top retailers through our exclusive online shopping site*
  • No annual fee*
  • 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
  • Easy online account management tools*
  • Up to 1% unlimited Cashback Bonus(R) on all other purchases*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
Discover More Card - American Flag
Discover More Card - American Flag
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  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
  • 5% to 20% at top retailers through our exclusive online shopping site*
  • Up to 1% unlimited Cashback Bonus on all other purchases*
  • Easy online account management tools*
  • No annual fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
Discover Motiva Card
Discover Motiva Card
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  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online site*
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • Up to 1% Cashback Bonus on all other purchases*
  • Get a Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year*
  • Unlimited cash rewards that never expire*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Discover Discover* 3.90%* 6 months* 10.99%* $0.00* Yes* 3.90%* 12 months*
Chase Perfect Card
Chase Perfect Card
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  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days*
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days*
  • 1% rebates on ALL other purchases made anywhere else*
  • 0% Intro APR for up to 6 months*
  • No Annual Fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Chase MasterCard* 0.00%* 6 months* 11.99%* $0.00* Yes* 0.00%* 6 months*
Bank of America WorldPoints Platinum Plus Visa Credit Card
Bank of America WorldPoints Platinum Plus Visa Credit Card
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  • No Annual Fee.*
  • Absolute fraud protection against unauthorized use, online and offline.*
  • Online access and 24-hour service*
  • Access to the MyConcierge service, a unique personal assistance service*
  • Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Bank of America Visa* 0.00%* N/A* 15.99%* $0.00* Yes* 0.00%* 12*
Clear from American Express Card
Clear from American Express Card
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  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $25,000*
  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees*
  • Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.*
  • World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.*
  • Express Approval. Get a decision in less than 60 seconds.*
  • No annual fee and 0% intro APR for up to 12 months*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* American Express American Express* 0.00%* 12 months* 11.99%* $0.00* Yes* 5.99%* submit with application*
Home Advantage World MasterCard Credit Card with WorldPoints Rewards
Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards
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  • Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.*
  • Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe's, The Home Depot, and Best Buy for the first 12 months when you shop for your home.*
  • Earn 1 point for every $1 you spend in net retail purchases including everyday items and recurrent monthly bills.*
  • Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.*
  • You can redeem your points for cash, merchandise, travel with no blackout dates - online or by phone, anytime.*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Bank of America MasterCard* 0.00%* N/A* 9.99%* $0.00* Yes* 0.00%* 12 months*
GM Flexible Earnings Card
GM Flexible Earnings Card
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  • A full 1% cash back option*
  • A full 1% earnings toward any other new vehicle*
  • No annual fee*
  • Triple your earnings to 3% toward an eligible, new GM vehicle*
  • 0% introductory APR on balance tranfers for 12 months*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* HSBC Bank MasterCard* 0.00%* N/A* 14.24%* $0.00* Yes* 0.00%* 12 months*
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Balance Transfer Credit Cards allow you to transfer credit card balances you are carrying to the balance transfer credit card, usually in a low or no interest deal for up to 6 months. This is a great way to lower your credit card interest and build additional credit. Move your balances to a new 0 APR credit card account today. These programs are usually for people with good to excellent credit scores.

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*See the online Balance Transfers credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on card issuer's web site.