Discover Financial Services

Discover Credit Cards

Discover Financial Services, a leading credit card issuer and electronic payment company, is one of the most recognized brands in U.S. financial services. Since 1986, Discover has grown to 50+ million cardmembers.

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • Easy online Account options that put you in control *
  • 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site*
  • No annual fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • Up to 1% unlimited Cashback Bonus on all other purchases*
  • 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more*
  • Easy online Account management tools*
  • Easy online Account options that put you in control *
  • No Annual Fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
  • Up to 1% Cashback Bonus(R) on all other purchases automatically *
  • Easy online Account options that put you in control *
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • No annual fee*
  • 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
  • No Annual Fee*
  • 0% Intro APR on purchases and balance tranfers for the first 6 months*
  • Travel With No Restrictions - Book any travel through any airline, travel agent, or online travel site with no blackout dates or advanced bookings*
  • Earn Miles Faster - Double Miles on your first $3,000 in travel and restaurant purchases each year and 1 Mile for every $1 on all your other personal and business purchases*
  • Redeem Faster With More Options - Choose a travel credit to your account starting at just 5,000 Miles, gift cards from 80 brand-name Partners starting at just 1,000 Miles*
  • 12,000 Bonus Miles*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 6 months*
  • 0% Intro APR*
  • 5% to 20% Cashback Bonus(R) at top retailers through our exclusive online shopping site*
  • No annual fee*
  • 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
  • Easy online account management tools*
  • Up to 1% unlimited Cashback Bonus(R) on all other purchases*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • 5% Cashback Bonus in categories like travel, home, apparel, gas, restaurants, movies and more*
  • 5% to 20% at top retailers through our exclusive online shopping site*
  • Up to 1% unlimited Cashback Bonus on all other purchases*
  • Easy online account management tools*
  • No annual fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
  • No Annual Fee*
  • $0 fraud liability guarantee*
  • Full 5% Cashback Bonus on gas and auto maintenance purchases*
  • Easy online account management options*
  • Up to 1% Cashback Bonus on all other purchases*
  • 0% Intro APR on purchases for 6 months*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Discover Discover* 0.00%* 6 months* 16.99%* $0.00* No* N/A* N/A*
  • 0% Intro APR for 6 months on Purchases, 12 months on Balance Tranfers*
  • 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies and more*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site*
  • Up to 1% Cashback Bonus on all other purchases*
  • Easy online Account management tools*
  • No Annual Fee*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Excellent Credit* Discover Discover* 0.00%* 6 months* 10.99%* $0.00* Yes* 0.00%* 12 months*
  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online site*
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Tranfers*
  • Up to 1% Cashback Bonus on all other purchases*
  • Get a Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year*
  • Unlimited cash rewards that never expire*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Discover Discover* 3.90%* 6 months* 10.99%* $0.00* Yes* 3.90%* 12 months*
  • Easy online account management options*
  • Build your credit*
  • 0$ fraud liability guarantee*
  • Unlimited cash rewards*
  • Timely e-mail reminders to help you avoid fees*
  • Pay your bill online*
  • No Annual Fee*
  • 5% Cashback Bonus in popular categories that change four times a year like travel, department stores, home improvement stores, clothing stores, restaurants and movies*
  • Up to 1% Cashback Bonus on all other purchases autpmatically*
  • Advanced fraud early warning alerts*
  • 0% Intro APR on Purchases for 6 Months*
Credit Needed Issuing Bank Type Intro Apr Intro Period Regular Apr Annual Fee Balance Transfers Balance Transfer Apr Balance Transfer Intro Period
Good Credit* Discover Discover* 0.00%* 6 months* 16.99%* $0.00* No* N/A* N/A*
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Discover Financial Services trades on the New York Stock Exchange Under Ticker Symbol "DFS." Discover Card ranked #1 in customer loyalty among leading credit card brands according to the 2007 Brand Keys Customer Loyalty Engagement Index report, and has won the credit card category 10 years in a row. America's #1 Cash Rewards Program. Discover Card was the first no-fee cash reward card to offer unlimited rewards that never expire as long as the card is in use and one of the earliest to offer 24/7 customer service and secure account numbers for online purchases.

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*See the online Discover credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on card issuer's web site.